The court ruled that insurance policies are interstate commerce. These activities
may embrace integrated operations in many states and involve the transmission of
great quantities of money, documents and communications across state lines.
5. Modern Cases
In the wake of modern decisions like Darby and Wickard , the Fed government’s
power over the US’ economy increased dramatically. The Fed govt began to assert
control over such diverse matters as consumer safety, energy, agriculture, civil
rights, and drugs, etc.
a. Civil Rights
A key use of the Fed commerce power has been in civil rights legislation. Congress
has enacted civil rights laws pursuant to the commerce power. These statutes have
been upheld pursuant to the groundwork established in Darby and Wickard.